Auto Insurance Claims Statistics in 2026: Costs, Frequency, and What the Data Shows
By Ben Walker
American drivers filed enough auto insurance claims in 2023 to generate $259.6 billion in incurred losses across private passenger and commercial lines, according to the NAIC. That figure climbed 6.8% from the prior year, driven largely by rising bodily injury severity. The average bodily injury liability claim now costs $24,211, more than four times the … Continued